Payment Processors · reliability comparison
Adyen vs Square Payments: which is more reliable? (2026)
Adyen is more reliable than Square Payments, scoring 84.8 vs 53.3 out of 100. Over the last 90 days Adyen reported 10 incidents and Square Payments reported 12, with effective uptime of 99.95% and 98.93% respectively. Adyen resolves incidents faster on average (7h 14m).
Data updated Nov 2, 2026 · How we score
| Metric | Adyen | Square Payments |
|---|---|---|
| Reliability score | 84.8 | 53.3 |
| Rank (payment processors) | #6 | #10 |
| Uptime (90 days) | 99.95% | 98.93% |
| Incidents (90 days) | 10 | 12 |
| Partial / major outages | 0 | 0 |
| Avg time to resolve | 7h 14m | 12h 49m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Adyen and Square Payments differ
- Square Payments reported 20% more incidents than Adyen over the last 90 days (12 vs 10).
- Adyen fixes problems faster: 7h 14m on average, against 12h 49m for Square Payments.
- Adyen's longest incident on record lasted 3d (Jul 31, 2026); Square Payments's lasted 17h 43m (Apr 30, 2026).
90-day uptime
Adyen
Square Payments
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Adyen incidents
- InformationalNov 1, 2026 · resolved in 3h 38m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 15h 34m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 36m
MoMo is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 3h 58m
AntFinancialOSP is experiencing offer conversion issues
Affected: Acquirer payments performance
- InformationalSep 30, 2026 · resolved in 2d 5h
Payout delay for a subset of BRL transactions
Affected: Settlement payout
- InformationalSep 30, 2026 · resolved in 12m
MB WAY is experiencing higher refusal rates
Affected: Acquirer payments performance
Recent Square Payments incidents
- Degraded performanceSep 27, 2026 · resolved in 4h 25m
- Degraded performanceSep 24, 2026 · resolved in 12m
- Degraded performanceSep 21, 2026 · resolved in 2d 4h
- Degraded performanceSep 18, 2026 · resolved in 3h 54m
- Degraded performanceSep 18, 2026 · resolved in 15h 7m
- Degraded performanceSep 16, 2026 · resolved in 34m