Payment Processors · reliability comparison
Authorize.net vs Clover: which is more reliable? (2026)
Clover is more reliable than Authorize.net, scoring 87.8 vs 39.3 out of 100. Over the last 90 days Authorize.net reported 8 incidents and Clover reported 6, with effective uptime of 97.93% and 99.88% respectively. Clover resolves incidents faster on average (1h 55m).
Data updated Nov 1, 2026 · How we score
| Metric | Authorize.net | Clover |
|---|---|---|
| Reliability score | 39.3 | 87.8 |
| Rank (payment processors) | #13 | #5 |
| Uptime (90 days) | 97.93% | 99.88% |
| Incidents (90 days) | 8 | 6 |
| Partial / major outages | 4 | 1 |
| Avg time to resolve | 1d | 1h 55m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Authorize.net and Clover differ
- Authorize.net reported 33% more incidents than Clover over the last 90 days (8 vs 6).
- Authorize.net had 4 partial or major outages, compared with 1 for Clover.
- Clover fixes problems faster: 1h 55m on average, against 1d for Authorize.net (12.7× quicker).
- Authorize.net's longest outage on record lasted 3d (Jul 1, 2026); Clover's lasted 7h 28m (Jul 7, 2026).
90-day uptime
Authorize.net
Clover
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Authorize.net incidents
- InformationalSep 13, 2026 · resolved in <1m
CreateTransaction API calls Failing
Affected: Authorize.net API
- Partial outageSep 7, 2026 · resolved in 22h 23m
API Connection/Endpoint Service Disruptionofficial update ↗
Affected: Authorize.net API
- Degraded performanceSep 2, 2026 · resolved in 2h 29m
Customer Invoicing Service Disruption
Affected: Customer Invoicing
- Degraded performanceAug 20, 2026 · resolved in 1d 5h
API Connection/Endpoint - Server Integration Method (SIM) Relay Response Issue
Affected: Server Integration Method (SIM)
- Partial outageAug 14, 2026 · resolved in 7h 56m
API Connection/Endpoint Service Disruptionofficial update ↗
Affected: Accept Suite
- Partial outageAug 13, 2026 · resolved in 1d 1h
NAB EPX Processing Service Disruptionofficial update ↗
Affected: NAB EPX
Recent Clover incidents
- Partial outageOct 21, 2026 · resolved in 2h 45m
Clover is experiencing an issue impacting Ecommerce productsofficial update ↗
Affected: Ecommerce, Online Ordering
- InformationalOct 8, 2026 · resolved in 1h 21m
[NA] Clover experiencing issues with the Customer Engagement Apps
- Degraded performanceSep 22, 2026 · resolved in 28m
[NA]Web dashboard login issues for a small subset of merchants on Safari Browsers
Affected: Dashboard
- Degraded performanceSep 16, 2026 · resolved in 3h 19m
Clover in EMEA is experiencing an issue
Affected: Dashboard, Cloud Pay Display
- Degraded performanceAug 30, 2026 · resolved in 1h 54m
[NA] Clover merchants experiencing issues with payment processing
Affected: North America - Payment Authorization Services
- Degraded performanceAug 25, 2026 · resolved in 1h 10m
Clover in NA is experiencing issues with Cloud Pay Display
Affected: Dashboard, Cloud Pay Display