Payment Processors · reliability comparison
Braintree vs Clover: which is more reliable? (2026)
Braintree is more reliable than Clover, scoring 94.0 vs 87.8 out of 100. Over the last 90 days Braintree reported 2 incidents and Clover reported 6, with effective uptime of 99.97% and 99.88% respectively. Clover resolves incidents faster on average (1h 55m).
Data updated Nov 1, 2026 · How we score
| Metric | Braintree | Clover |
|---|---|---|
| Reliability score | 94.0 | 87.8 |
| Rank (payment processors) | #1 | #4 |
| Uptime (90 days) | 99.97% | 99.88% |
| Incidents (90 days) | 2 | 6 |
| Partial / major outages | 0 | 1 |
| Avg time to resolve | 2h 7m | 1h 55m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Braintree and Clover differ
- Clover reported 3× as many incidents as Braintree over the last 90 days (6 vs 2).
- Clover had 1 partial or major outage, compared with 0 for Braintree.
- Clover fixes problems faster: 1h 55m on average, against 2h 7m for Braintree.
- Braintree's longest incident on record lasted 3h 2m (Sep 23, 2026); Clover's lasted 7h 28m (Jul 7, 2026).
90-day uptime
Braintree
Clover
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Braintree incidents
- Degraded performanceSep 23, 2026 · resolved in 3h 2m
Detected Resolved: Impact to Braintree Apple Pay Tokenization (PP-LIVE-109944)
Affected: Enterprise Solutions (Braintree) > United States Transaction Processing, Enterprise Solutions (Braintree) > Gateway API
- Degraded performanceSep 22, 2026 · resolved in 1h 11m
Impact to PayPal Checkout (PP-LIVE-109937)
Affected: Online Checkout, Enterprise Solutions (Braintree) > GraphQL API
Recent Clover incidents
- Partial outageOct 21, 2026 · resolved in 2h 45m
Clover is experiencing an issue impacting Ecommerce productsofficial update ↗
Affected: Ecommerce, Online Ordering
- InformationalOct 8, 2026 · resolved in 1h 21m
[NA] Clover experiencing issues with the Customer Engagement Apps
- Degraded performanceSep 22, 2026 · resolved in 28m
[NA]Web dashboard login issues for a small subset of merchants on Safari Browsers
Affected: Dashboard
- Degraded performanceSep 16, 2026 · resolved in 3h 19m
Clover in EMEA is experiencing an issue
Affected: Dashboard, Cloud Pay Display
- Degraded performanceAug 30, 2026 · resolved in 1h 54m
[NA] Clover merchants experiencing issues with payment processing
Affected: North America - Payment Authorization Services
- Degraded performanceAug 25, 2026 · resolved in 1h 10m
Clover in NA is experiencing issues with Cloud Pay Display
Affected: Dashboard, Cloud Pay Display
Other payment processors to consider
- Paddle · #2 · 99.96% uptime
- Stripe · #3 · 99.99% uptime
- PayPal · #5 · 99.92% uptime
- Shift4 Payments · #6 · 99.36% uptime