Payment Processors · reliability comparison
GoCardless vs Worldpay: which is more reliable? (2026)
GoCardless is more reliable than Worldpay, scoring 38.0 vs 34.0 out of 100. Over the last 90 days GoCardless reported 8 incidents and Worldpay reported 51, with effective uptime of 97.84% and 96.95% respectively. Worldpay resolves incidents faster on average (4h 34m).
Data updated Nov 2, 2026 · How we score
| Metric | GoCardless | Worldpay |
|---|---|---|
| Reliability score | 38.0 | 34.0 |
| Rank (payment processors) | #14 | #15 |
| Uptime (90 days) | 97.84% | 96.95% |
| Incidents (90 days) | 8 | 51 |
| Partial / major outages | 2 | 0 |
| Avg time to resolve | 1d 19h | 4h 34m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where GoCardless and Worldpay differ
- Worldpay reported 6.4× as many incidents as GoCardless over the last 90 days (51 vs 8).
- GoCardless had 2 partial or major outages, compared with 0 for Worldpay.
- Worldpay fixes problems faster: 4h 34m on average, against 1d 19h for GoCardless (9.5× quicker).
- GoCardless's longest outage on record lasted 1d 1h (May 19, 2026); Worldpay's lasted 3d (Oct 12, 2026).
90-day uptime
GoCardless
Worldpay
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent GoCardless incidents
- InformationalOct 20, 2026 · resolved in 55m
- InformationalOct 12, 2026 · resolved in 2d 23h
- Degraded performanceOct 1, 2026 · resolved in 3d 20h
Bacs Processing Issue Affecting Payments Scheduled for Collection on 2 October
Affected: Submissions
- Degraded performanceSep 24, 2026 · ongoing
- Partial outageSep 21, 2026 · resolved in 1d
Delayed BACS reportsofficial update ↗
Affected: Reporting
- InformationalSep 4, 2026 · resolved in 16d 19h
Recent Worldpay incidents
- Degraded performanceNov 1, 2026 · ongoing
INC0713314 - We are aware of potential issues with a Third Party
Affected: Authorization & Payments
- InformationalNov 1, 2026 · resolved in <1m
INC0713069 - We have resolved issues with Authorization & Payments.
Affected: Authorization & Payments
- Degraded performanceNov 1, 2026 · resolved in 1h 23m
INC0712171 - We are aware of potential issues with a Third Party
Affected: Authorization & Payments
- Degraded performanceOct 30, 2026 · ongoing
INC0710790 - We are investigating potential issues with payment refunds.
Affected: Authorization & Payments
- Degraded performanceOct 29, 2026 · resolved in 1h 24m
INC0709613 - WPG - Maintenance Extended - Degradation of service
Affected: Authorization & Payments
- Degraded performanceOct 28, 2026 · resolved in 10m
INC0708391 - Biller Solutions - We are investigating issues with Authorization & Payments
Affected: Authorization & Payments