Payment Processors · reliability comparison
Stax vs Stripe: which is more reliable? (2026)
Stripe is more reliable than Stax, scoring 89.7 vs 49.0 out of 100. Over the last 90 days Stax reported 4 incidents and Stripe reported 28, with effective uptime of 98.48% and 99.99% respectively. Stripe resolves incidents faster on average (19m).
Data updated Nov 1, 2026 · How we score
| Metric | Stax | Stripe |
|---|---|---|
| Reliability score | 49.0 | 89.7 |
| Rank (payment processors) | #9 | #4 |
| Uptime (90 days) | 98.48% | 99.99% |
| Incidents (90 days) | 4 | 28 |
| Partial / major outages | 2 | 1 |
| Avg time to resolve | 21h 59m | 19m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Stax and Stripe differ
- Stripe reported 7× as many incidents as Stax over the last 90 days (28 vs 4).
- Stax had 2 partial or major outages, compared with 1 for Stripe.
- Stripe fixes problems faster: 19m on average, against 21h 59m for Stax (70.5× quicker).
- Stax's longest outage on record lasted 2d 2h (Oct 27, 2026); Stripe's lasted 2h 52m (May 16, 2026).
90-day uptime
Stax
Stripe
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Stax incidents
- Partial outageOct 27, 2026 · resolved in 2d 2h
Affected: Settlements, Fees, and Payouts
- Partial outageOct 20, 2026 · resolved in 14h 41m
Funding Delay October 20, 2026
Affected: Settlements, Fees, and Payouts
- InformationalOct 7, 2026 · resolved in <1m
- Degraded performanceSep 28, 2026 · resolved in 49m
Affected: Scheduled Payments, Stax API
Recent Stripe incidents
- InformationalNov 1, 2026 · resolved in 2h 5m
Elevated Instant Payouts failures
Affected: Stripe core components
- InformationalOct 24, 2026 · resolved in 1h
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 3h 36m
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 2h 25m
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 2h 18m
Spike in cancellations and expired errors with PayByBank payments
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 9h 33m
Affected: Acquirers and payment methods