Live status & reliability report

Monzo Business status, outages & reliability

#1 of 7 business banking providersOperational

Monzo Business is the business current account from Monzo Bank, a UK-licensed digital bank headquartered in London.

Data updated Nov 1, 2026 · score recalculated

Over the last 90 days Monzo Business had 100% effective uptime across 1 status page incident.

99.6/100Reliability scoreVisit Monzo Business ↗

Is Monzo Business down right now?

No, Monzo Business is up and running.

  • Monzo Business's status page reports all systems operational. Checked .
  • All 2 Monzo Business pages we check are responding. Checked .

Official Monzo Business status page ↗

Uptime (90d)100%<1m weighted downtime
Incidents (90d)10.1 per 30 days
Major / partial outages0
Avg time to resolve—
Outages we detected0by our independent probes

90-day uptime

Aug 4, 2026 – Nov 1, 2026: no incidents
90 days ago100% average daily uptimeToday
  • No incidents
  • Degraded
  • Partial outage
  • Major outage
  • No data

Key facts about Monzo Business's reliability

  • Over the past 12 months, Monzo Business published 7 incidents on its status page, 2 of them partial or major outages.
  • Its longest outage on record in that time was “Platform issues” on Jan 13, 2026, which lasted 29m.
  • The part of Monzo Business most often affected was 💸 Outbound Bank Transfers (4 of 7 incidents).
  • Monzo Business reported 1 incident in the last 90 days, down from 2 in the 90 days before.
  • Monzo Business's 90-day uptime of 100% is above the average for business banking providers (98.85%).

Score breakdown

Uptime · 40% weight
100
100% effective uptime
Incident frequency · 20% weight
98
0.08 weighted incidents per 30 days
Time to resolve · 20% weight
100
No resolved incidents in window
Transparency · 20% weight
100
No unreported outages detected

How the score is calculated →

Incidents per month

012341 partial outage incident1Dec1 partial outage incident1Jan ’26Feb1 informational incident1MarAprMayJun2 degraded performance incidents2Jul1 informational incident1AugSepOctNov
  • Major outage
  • Partial outage
  • Degraded
  • Informational

Response time

Daily average response time of Monzo Business's public pages, measured by our probes.

Not enough data yet — this chart fills in as our monitoring runs.

Score trend

Daily reliability score (rolling 90-day window).

Not enough data yet — this chart fills in as our monitoring runs.

Monzo Business incident history (last 90 days)

Source: Monzo Business status page · last checked

Our independent monitoring

We check these public Monzo Business pages every 5 minutes. An outage is recorded after two consecutive failed checks.

PageLast checkUptime (30d)Avg response
Business banking pageUp 100%623 ms
API pingUp 100%180 ms

How Monzo Business compares

Monzo Business vs Tide

100% vs 100% uptime

Monzo Business vs Rho

100% vs 99.96% uptime

Monzo Business vs Mercury

100% vs 99.22% uptime

Monzo Business vs Airwallex

100% vs 98.43% uptime

Monzo Business vs Brex

100% vs 97.69% uptime

Monzo Business vs Wise Business

100% vs 96.66% uptime

Most reliable Monzo Business alternatives →

Monzo Business status FAQ

Is Monzo Business down right now?

No, Monzo Business is up and running. Monzo Business's status page currently reports all systems operational, and all 2 of the Monzo Business pages we check every five minutes are responding. This page updates automatically when that changes.

How reliable is Monzo Business?

Monzo Business has a reliability score of 99.6 out of 100, ranking #1 of 7 business banking providers. Over the last 90 days it had 100% effective uptime.

How often does Monzo Business have outages?

Monzo Business published 1 incident on its status page in the last 90 days (0 partial or major outages) and 7 in the past 12 months.

Does Monzo Business have a status page?

Yes. Monzo Business's official status page is monzo.statuspage.io. We read it every five minutes and keep its full incident history.