Business Banking · reliability comparison
Airwallex vs Wise Business: which is more reliable? (2026)
Airwallex is more reliable than Wise Business, scoring 50.8 vs 37.6 out of 100. Over the last 90 days Airwallex reported 7 incidents and Wise Business reported 5, with effective uptime of 98.43% and 96.66% respectively. Airwallex resolves incidents faster on average (10h 41m).
Data updated Nov 1, 2026 · How we score
| Metric | Airwallex | Wise Business |
|---|---|---|
| Reliability score | 50.8 | 37.6 |
| Rank (business banking providers) | #5 | #7 |
| Uptime (90 days) | 98.43% | 96.66% |
| Incidents (90 days) | 7 | 5 |
| Partial / major outages | 3 | 1 |
| Avg time to resolve | 10h 41m | 1d 12h |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Airwallex and Wise Business differ
- Airwallex reported 40% more incidents than Wise Business over the last 90 days (7 vs 5).
- Airwallex had 3 partial or major outages, compared with 1 for Wise Business.
- Airwallex fixes problems faster: 10h 41m on average, against 1d 12h for Wise Business (3.4× quicker).
- Airwallex's longest outage on record lasted 2d 15h (Oct 3, 2026); Wise Business's lasted 3d (Aug 24, 2026).
90-day uptime
Airwallex
Wise Business
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Airwallex incidents
- Partial outageOct 27, 2026 · resolved in 12m
Partial outage on FX conversion-quote service
Affected: Transactional FX, Payouts
- Degraded performanceOct 16, 2026 · resolved in 8h 44m
Third-party outage causing PIX payment failures
Affected: Payments, Payouts
- Degraded performanceOct 9, 2026 · resolved in 1h 32m
Third-party outage causing Alipay, Wechat Pay, PayMe and PIX payment failures
Affected: Payments
- Partial outageOct 3, 2026 · resolved in 2d 15h
Third-party outage causing delays in processing some USD depositsofficial update ↗
Affected: Global Accounts
- Degraded performanceSep 16, 2026 · resolved in <1m
Affected: Payments
- Degraded performanceSep 14, 2026 · resolved in <1m
Affected: Web App, Singapore
Recent Wise Business incidents
- InformationalSep 28, 2026 · resolved in 1h 59m
Issue impacting transaction processing
Affected: 💸 Payments
- InformationalSep 16, 2026 · resolved in 54m
Affected: 📱 Mobile App, 📰 Website, 💱 Account, 💸 Payments, 💳 Debit Card, 🔗 API
- Degraded performanceSep 1, 2026 · resolved in 17m
Affected: 💸 Payments, 💳 Debit Card, 🔗 API
- InformationalAug 24, 2026 · resolved in 21m
Affected: 📱 Mobile App, 📰 Website, 💱 Account
- Major outageAug 24, 2026 · resolved in 24d 22h
Delayed AED paymentsofficial update ↗
Affected: 💸 Payments, 🔗 API
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.23% uptime
See the full most reliable business banking providers ranking →