Business Banking · reliability comparison
Brex vs Qonto: which is more reliable? (2026)
Qonto is more reliable than Brex, scoring 90.0 vs 40.0 out of 100. Over the last 90 days Brex reported 9 incidents and Qonto reported 0, with effective uptime of 97.69% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Brex | Qonto |
|---|---|---|
| Reliability score | 40.0 | 90.0 |
| Rank (business banking providers) | #6 | — |
| Uptime (90 days) | 97.69% | 100% |
| Incidents (90 days) | 9 | 0 |
| Partial / major outages | 9 | 0 |
| Avg time to resolve | 10h 9m | — |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 50/100 |
Where Brex and Qonto differ
- Qonto reported no incidents in the last 90 days, while Brex reported 9.
- Brex had 9 partial or major outages, compared with 0 for Qonto.
90-day uptime
Brex
Qonto
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Brex incidents
- Partial outageOct 20, 2026 · resolved in 10d
- Major outageOct 2, 2026 · resolved in <1m
- Major outageSep 30, 2026 · resolved in 34m
Admin home page load error spikeofficial update ↗
Affected: Home Page
- Partial outageSep 21, 2026 · resolved in <1m
Unexpected invalidation of some Developer API Tokens
Affected: Partner API, Authentication
- Partial outageSep 15, 2026 · resolved in 3h 8m
Transaction statuses on your Accounting pages may be out of date, causing some transactions to appear in the wrong tab.official update ↗
Affected: Spend Management
- Partial outageSep 1, 2026 · resolved in 8h 8m
Trust Portal (trust-portal.brex.com) is downofficial update ↗
Recent Qonto incidents
No incidents reported by Qonto in the last 90 days.
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.22% uptime
See the full most reliable business banking providers ranking →