Business Banking · reliability comparison
Brex vs Wise Business: which is more reliable? (2026)
Brex is more reliable than Wise Business, scoring 40.0 vs 37.6 out of 100. Over the last 90 days Brex reported 9 incidents and Wise Business reported 5, with effective uptime of 97.69% and 96.66% respectively. Brex resolves incidents faster on average (10h 9m).
Data updated Nov 1, 2026 · How we score
| Metric | Brex | Wise Business |
|---|---|---|
| Reliability score | 40.0 | 37.6 |
| Rank (business banking providers) | #6 | #7 |
| Uptime (90 days) | 97.69% | 96.66% |
| Incidents (90 days) | 9 | 5 |
| Partial / major outages | 9 | 1 |
| Avg time to resolve | 10h 9m | 1d 12h |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Brex and Wise Business differ
- Brex reported 80% more incidents than Wise Business over the last 90 days (9 vs 5).
- Brex had 9 partial or major outages, compared with 1 for Wise Business.
- Brex fixes problems faster: 10h 9m on average, against 1d 12h for Wise Business (3.6× quicker).
- Brex's longest outage on record lasted 3d (Oct 20, 2026); Wise Business's lasted 3d (Aug 24, 2026).
90-day uptime
Brex
Wise Business
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Brex incidents
- Partial outageOct 20, 2026 · resolved in 10d
- Major outageOct 2, 2026 · resolved in <1m
- Major outageSep 30, 2026 · resolved in 34m
Admin home page load error spikeofficial update ↗
Affected: Home Page
- Partial outageSep 21, 2026 · resolved in <1m
Unexpected invalidation of some Developer API Tokens
Affected: Partner API, Authentication
- Partial outageSep 15, 2026 · resolved in 3h 8m
Transaction statuses on your Accounting pages may be out of date, causing some transactions to appear in the wrong tab.official update ↗
Affected: Spend Management
- Partial outageSep 1, 2026 · resolved in 8h 8m
Trust Portal (trust-portal.brex.com) is downofficial update ↗
Recent Wise Business incidents
- InformationalSep 28, 2026 · resolved in 1h 59m
Issue impacting transaction processing
Affected: 💸 Payments
- InformationalSep 16, 2026 · resolved in 54m
Affected: 📱 Mobile App, 📰 Website, 💱 Account, 💸 Payments, 💳 Debit Card, 🔗 API
- Degraded performanceSep 1, 2026 · resolved in 17m
Affected: 💸 Payments, 💳 Debit Card, 🔗 API
- InformationalAug 24, 2026 · resolved in 21m
Affected: 📱 Mobile App, 📰 Website, 💱 Account
- Major outageAug 24, 2026 · resolved in 24d 22h
Delayed AED paymentsofficial update ↗
Affected: 💸 Payments, 🔗 API
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.22% uptime
See the full most reliable business banking providers ranking →