Business Banking · reliability comparison

Mercury vs Tide: which is more reliable? (2026)

Tide is more reliable than Mercury, scoring 95.9 vs 56.5 out of 100. Over the last 90 days Mercury reported 5 incidents and Tide reported 11, with effective uptime of 99.22% and 100% respectively.

Data updated Nov 2, 2026 · How we score

Mercury

56.5/100

Operational

Visit Mercury ↗

Tide

95.9/100

Operational

Visit Tide ↗
VS
MetricMercuryTide
Reliability score56.595.9
Rank (business banking providers)#4#2
Uptime (90 days)99.22%100%
Incidents (90 days)511
Partial / major outages00
Avg time to resolve19h—
Outages we detected00
Transparency score100/100100/100

Where Mercury and Tide differ

  • Tide reported 2.2× as many incidents as Mercury over the last 90 days (11 vs 5).
  • Mercury's longest incident on record lasted 3d (Oct 7, 2026); Tide's lasted 3d (Sep 24, 2026).

90-day uptime

Mercury

Aug 5, 2026 – Aug 31, 2026: no dataSep 1, 2026: 99.60% uptime, 1 incident (Degraded performance)Sep 2, 2026: 98.69% uptime, 1 incident (Degraded performance)Sep 3, 2026 – Oct 1, 2026: no incidentsOct 2, 2026: 99.18% uptime, 1 incident (Degraded performance)Oct 3, 2026 – Oct 6, 2026: no incidentsOct 7, 2026: 98.89% uptime, 1 incident (Degraded performance)Oct 8, 2026: 85.00% uptime, 1 incident (Degraded performance)Oct 9, 2026: 85.00% uptime, 1 incident (Degraded performance)Oct 10, 2026: 86.10% uptime, 1 incident (Degraded performance)Oct 11, 2026 – Nov 2, 2026: no incidents
90 days ago99.245% average daily uptimeToday

Tide

Aug 5, 2026 – Nov 2, 2026: no incidents
90 days ago100% average daily uptimeToday

Recent Mercury incidents

Full Mercury reliability report →

Recent Tide incidents

Full Tide reliability report →

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