Business Banking · reliability comparison
Qonto vs Relay: which is more reliable? (2026)
Qonto is more reliable than Relay, scoring 90.0 vs 80.0 out of 100. Over the last 90 days Qonto reported 0 incidents and Relay reported 0, with effective uptime of 100% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Qonto | Relay |
|---|---|---|
| Reliability score | 90.0 | 80.0 |
| Rank (business banking providers) | — | — |
| Uptime (90 days) | 100% | 100% |
| Incidents (90 days) | 0 | 0 |
| Partial / major outages | 0 | 0 |
| Avg time to resolve | — | — |
| Outages we detected | 0 | 0 |
| Transparency score | 50/100 | 0/100 |
90-day uptime
Qonto
Relay
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Qonto incidents
No incidents reported by Qonto in the last 90 days.
Recent Relay incidents
No incidents reported by Relay in the last 90 days.
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.22% uptime
See the full most reliable business banking providers ranking →