Business Banking · reliability comparison
Qonto vs Rho: which is more reliable? (2026)
Rho is more reliable than Qonto, scoring 95.8 vs 90.0 out of 100. Over the last 90 days Qonto reported 0 incidents and Rho reported 1, with effective uptime of 100% and 99.96% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Qonto | Rho |
|---|---|---|
| Reliability score | 90.0 | 95.8 |
| Rank (business banking providers) | — | #3 |
| Uptime (90 days) | 100% | 99.96% |
| Incidents (90 days) | 0 | 1 |
| Partial / major outages | 0 | 1 |
| Avg time to resolve | — | 45m |
| Outages we detected | 0 | 0 |
| Transparency score | 50/100 | 100/100 |
Where Qonto and Rho differ
- Qonto reported no incidents in the last 90 days, while Rho reported 1.
- Rho had 1 partial or major outage, compared with 0 for Qonto.
90-day uptime
Qonto
Rho
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Qonto incidents
No incidents reported by Qonto in the last 90 days.
Recent Rho incidents
- Major outageOct 19, 2026 · resolved in 45m
Card Swipes and Payments are downofficial update ↗
Affected: Corporate Cards
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Mercury · #4 · 99.22% uptime
- Airwallex · #5 · 98.43% uptime
See the full most reliable business banking providers ranking →