Business Banking · reliability comparison
Qonto vs Tide: which is more reliable? (2026)
Tide is more reliable than Qonto, scoring 95.9 vs 90.0 out of 100. Over the last 90 days Qonto reported 0 incidents and Tide reported 11, with effective uptime of 100% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Qonto | Tide |
|---|---|---|
| Reliability score | 90.0 | 95.9 |
| Rank (business banking providers) | — | #2 |
| Uptime (90 days) | 100% | 100% |
| Incidents (90 days) | 0 | 11 |
| Partial / major outages | 0 | 0 |
| Avg time to resolve | — | — |
| Outages we detected | 0 | 0 |
| Transparency score | 50/100 | 100/100 |
Where Qonto and Tide differ
- Qonto reported no incidents in the last 90 days, while Tide reported 11.
90-day uptime
Qonto
Tide
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Qonto incidents
No incidents reported by Qonto in the last 90 days.
Recent Tide incidents
- InformationalOct 30, 2026 · resolved in 57m
- InformationalOct 6, 2026 · resolved in 3h 58m
- InformationalSep 25, 2026 · resolved in 37m
- InformationalSep 24, 2026 · resolved in 4d 1h
- InformationalSep 18, 2026 · resolved in 1h 3m
- InformationalSep 10, 2026 · resolved in 5d 17h
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.22% uptime
- Airwallex · #5 · 98.43% uptime
See the full most reliable business banking providers ranking →