Business Banking · reliability comparison
Qonto vs Wise Business: which is more reliable? (2026)
Qonto is more reliable than Wise Business, scoring 90.0 vs 37.6 out of 100. Over the last 90 days Qonto reported 0 incidents and Wise Business reported 5, with effective uptime of 100% and 96.66% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Qonto | Wise Business |
|---|---|---|
| Reliability score | 90.0 | 37.6 |
| Rank (business banking providers) | — | #7 |
| Uptime (90 days) | 100% | 96.66% |
| Incidents (90 days) | 0 | 5 |
| Partial / major outages | 0 | 1 |
| Avg time to resolve | — | 1d 12h |
| Outages we detected | 0 | 0 |
| Transparency score | 50/100 | 100/100 |
Where Qonto and Wise Business differ
- Qonto reported no incidents in the last 90 days, while Wise Business reported 5.
- Wise Business had 1 partial or major outage, compared with 0 for Qonto.
90-day uptime
Qonto
Wise Business
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Qonto incidents
No incidents reported by Qonto in the last 90 days.
Recent Wise Business incidents
- InformationalSep 28, 2026 · resolved in 1h 59m
Issue impacting transaction processing
Affected: 💸 Payments
- InformationalSep 16, 2026 · resolved in 54m
Affected: 📱 Mobile App, 📰 Website, 💱 Account, 💸 Payments, 💳 Debit Card, 🔗 API
- Degraded performanceSep 1, 2026 · resolved in 17m
Affected: 💸 Payments, 💳 Debit Card, 🔗 API
- InformationalAug 24, 2026 · resolved in 21m
Affected: 📱 Mobile App, 📰 Website, 💱 Account
- Major outageAug 24, 2026 · resolved in 24d 22h
Delayed AED paymentsofficial update ↗
Affected: 💸 Payments, 🔗 API
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.22% uptime
See the full most reliable business banking providers ranking →