Business Banking · reliability comparison

Tide vs Wise Business: which is more reliable? (2026)

Tide is more reliable than Wise Business, scoring 95.9 vs 37.6 out of 100. Over the last 90 days Tide reported 11 incidents and Wise Business reported 5, with effective uptime of 100% and 96.66% respectively.

Data updated Nov 1, 2026 · How we score

Tide

95.9/100

Operational

Visit Tide ↗

Wise Business

37.6/100

Operational

Visit Wise Business ↗
VS
MetricTideWise Business
Reliability score95.937.6
Rank (business banking providers)#2#7
Uptime (90 days)100%96.66%
Incidents (90 days)115
Partial / major outages01
Avg time to resolve—1d 12h
Outages we detected00
Transparency score100/100100/100

Where Tide and Wise Business differ

  • Tide reported 2.2× as many incidents as Wise Business over the last 90 days (11 vs 5).
  • Wise Business had 1 partial or major outage, compared with 0 for Tide.
  • Tide's longest incident on record lasted 3d (Sep 24, 2026); Wise Business's lasted 3d (Aug 24, 2026).

90-day uptime

Tide

Aug 5, 2026 – Nov 2, 2026: no incidents
90 days ago100% average daily uptimeToday

Wise Business

Aug 5, 2026 – Aug 23, 2026: no incidentsAug 24, 2026: 42.04% uptime, 2 incidents (Major outage)Aug 25, 2026: 0.00% uptime, 1 incident (Major outage)Aug 26, 2026: 0.00% uptime, 1 incident (Major outage)Aug 27, 2026: 57.95% uptime, 1 incident (Major outage)Aug 28, 2026 – Aug 31, 2026: no incidentsSep 1, 2026: 99.82% uptime, 1 incident (Degraded performance)Sep 2, 2026 – Nov 2, 2026: no incidents
90 days ago96.664% average daily uptimeToday

Recent Tide incidents

Full Tide reliability report →

Recent Wise Business incidents

Full Wise Business reliability report →

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