KYC & Identity Verification · reliability comparison
Alloy vs Stripe Identity: which is more reliable? (2026)
Stripe Identity is more reliable than Alloy, scoring 96.5 vs 79.5 out of 100. Over the last 90 days Alloy reported 8 incidents and Stripe Identity reported 4, with effective uptime of 99.74% and 99.99% respectively. Stripe Identity resolves incidents faster on average (19m).
Data updated Nov 1, 2026 · How we score
| Metric | Alloy | Stripe Identity |
|---|---|---|
| Reliability score | 79.5 | 96.5 |
| Rank (identity verification providers) | #8 | #1 |
| Uptime (90 days) | 99.74% | 99.99% |
| Incidents (90 days) | 8 | 4 |
| Partial / major outages | 2 | 1 |
| Avg time to resolve | 2h 51m | 19m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Alloy and Stripe Identity differ
- Alloy reported 2× as many incidents as Stripe Identity over the last 90 days (8 vs 4).
- Alloy had 2 partial or major outages, compared with 1 for Stripe Identity.
- Stripe Identity fixes problems faster: 19m on average, against 2h 51m for Alloy (9.1× quicker).
- Alloy's longest outage on record lasted 21h 48m (Jul 21, 2026); Stripe Identity's lasted 19m (Sep 27, 2026).
90-day uptime
Alloy
Stripe Identity
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Alloy incidents
- InformationalOct 22, 2026 · resolved in 5d 2h
Security Advisory Notice: Alloy Unaffected by Reported PHP Vulnerabilities
- Degraded performanceOct 9, 2026 · resolved in 1h 52m
Affected: Customer Dashboard
- Partial outageSep 10, 2026 · resolved in 4h 39m
Socure DocV is failing to complete for multiple clientsofficial update ↗
Affected: SDK
- InformationalSep 9, 2026 · resolved in <1m
[Retroactive] Issues loading Workflows, Journeys, and Application Queues
Affected: Customer Dashboard
- Degraded performanceSep 4, 2026 · resolved in 44m
- InformationalAug 27, 2026 · resolved in <1m
Recent Stripe Identity incidents
- InformationalOct 1, 2026 · resolved in 25m
Affected: Stripe API
- Partial outageSep 27, 2026 · resolved in 19m
Affected: Stripe API, Stripe core components
- InformationalSep 23, 2026 · resolved in 33m
Affected: Stripe API, Stripe core components
- InformationalSep 22, 2026 · resolved in 2h 15m
Affected: Stripe API, Stripe core components
Other identity verification providers to consider
- iDenfy · #2 · 99.99% uptime
- Didit · #3 · 99.95% uptime
- Onfido (Entrust) · #4 · 99.93% uptime
- Veriff · #5 · 99.89% uptime
See the full most reliable kyc & identity verification providers ranking →