KYC & Identity Verification · reliability comparison

Plaid Identity Verification vs Veriff: which is more reliable? (2026)

Veriff is more reliable than Plaid Identity Verification, scoring 87.0 vs 77.7 out of 100. Over the last 90 days Plaid Identity Verification reported 8 incidents and Veriff reported 9, with effective uptime of 99.89% and 99.89% respectively. Veriff resolves incidents faster on average (2h 7m).

Data updated Nov 2, 2026 · How we score

MetricPlaid Identity VerificationVeriff
Reliability score77.787.0
Rank (identity verification providers)#9#5
Uptime (90 days)99.89%99.89%
Incidents (90 days)89
Partial / major outages00
Avg time to resolve15h 37m2h 7m
Outages we detected00
Transparency score100/100100/100

Where Plaid Identity Verification and Veriff differ

  • Veriff reported 13% more incidents than Plaid Identity Verification over the last 90 days (9 vs 8).
  • Veriff fixes problems faster: 2h 7m on average, against 15h 37m for Plaid Identity Verification (7.4× quicker).
  • Plaid Identity Verification's longest outage on record lasted 22h 1m (Aug 2, 2026); Veriff's lasted 8h 13m (Jun 12, 2026).

90-day uptime

Plaid Identity Verification

Aug 5, 2026 – Aug 23, 2026: no incidentsAug 24, 2026: 90.24% uptime, 1 incident (Degraded performance)Aug 25, 2026 – Nov 2, 2026: no incidents
90 days ago99.891% average daily uptimeToday

Veriff

Aug 5, 2026: no incidentsAug 6, 2026: 99.03% uptime, 1 incident (Degraded performance)Aug 7, 2026 – Aug 30, 2026: no incidentsAug 31, 2026: 99.14% uptime, 1 incident (Degraded performance)Sep 1, 2026 – Sep 2, 2026: no incidentsSep 3, 2026: 98.93% uptime, 1 incident (Degraded performance)Sep 4, 2026: 96.03% uptime, 1 incident (Degraded performance)Sep 5, 2026 – Sep 30, 2026: no incidentsOct 1, 2026: 98.55% uptime, 1 incident (Degraded performance)Oct 2, 2026 – Oct 6, 2026: no incidentsOct 7, 2026: 100% uptime, 1 incident (Degraded performance)Oct 8, 2026 – Oct 26, 2026: no incidentsOct 27, 2026: 99.60% uptime, 1 incident (Degraded performance)Oct 28, 2026: 99.46% uptime, 1 incident (Degraded performance)Oct 29, 2026 – Nov 2, 2026: no incidents
90 days ago99.897% average daily uptimeToday

Recent Plaid Identity Verification incidents

Full Plaid Identity Verification reliability report →

Recent Veriff incidents

Full Veriff reliability report →

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