KYC & Identity Verification · reliability comparison

IDnow vs Plaid Identity Verification: which is more reliable? (2026)

Plaid Identity Verification is more reliable than IDnow, scoring 77.7 vs 53.9 out of 100. Over the last 90 days IDnow reported 4 incidents and Plaid Identity Verification reported 8, with effective uptime of 98.46% and 99.89% respectively. IDnow resolves incidents faster on average (11h 33m).

Data updated Nov 2, 2026 · How we score

MetricIDnowPlaid Identity Verification
Reliability score53.977.7
Rank (identity verification providers)#13#9
Uptime (90 days)98.46%99.89%
Incidents (90 days)48
Partial / major outages10
Avg time to resolve11h 33m15h 37m
Outages we detected00
Transparency score100/100100/100

Where IDnow and Plaid Identity Verification differ

  • Plaid Identity Verification reported 2× as many incidents as IDnow over the last 90 days (8 vs 4).
  • IDnow had 1 partial or major outage, compared with 0 for Plaid Identity Verification.
  • IDnow fixes problems faster: 11h 33m on average, against 15h 37m for Plaid Identity Verification.
  • IDnow's longest outage on record lasted 1d 8h (Aug 9, 2026); Plaid Identity Verification's lasted 22h 1m (Aug 2, 2026).

90-day uptime

IDnow

Aug 5, 2026 – Aug 8, 2026: no incidentsAug 9, 2026: 5.31% uptime, 1 incident (Major outage)Aug 10, 2026: 57.61% uptime, 1 incident (Major outage)Aug 11, 2026 – Aug 15, 2026: no incidentsAug 16, 2026: 99.13% uptime, 1 incident (Degraded performance)Aug 17, 2026 – Sep 15, 2026: no incidentsSep 16, 2026: 99.76% uptime, 1 incident (Degraded performance)Sep 17, 2026 – Nov 2, 2026: no incidents
90 days ago98.464% average daily uptimeToday

Plaid Identity Verification

Aug 5, 2026 – Aug 23, 2026: no incidentsAug 24, 2026: 90.24% uptime, 1 incident (Degraded performance)Aug 25, 2026 – Nov 2, 2026: no incidents
90 days ago99.891% average daily uptimeToday

Recent IDnow incidents

Full IDnow reliability report →

Recent Plaid Identity Verification incidents

Full Plaid Identity Verification reliability report →

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