KYC & Identity Verification · reliability comparison

Stripe Identity vs Sumsub: which is more reliable? (2026)

Stripe Identity is more reliable than Sumsub, scoring 96.5 vs 75.8 out of 100. Over the last 90 days Stripe Identity reported 4 incidents and Sumsub reported 5, with effective uptime of 99.99% and 99.49% respectively. Sumsub resolves incidents faster on average (15m).

Data updated Nov 1, 2026 · How we score

MetricStripe IdentitySumsub
Reliability score96.575.8
Rank (identity verification providers)#1#10
Uptime (90 days)99.99%99.49%
Incidents (90 days)45
Partial / major outages11
Avg time to resolve19m15m
Outages we detected00
Transparency score100/100100/100

Where Stripe Identity and Sumsub differ

  • Sumsub reported 25% more incidents than Stripe Identity over the last 90 days (5 vs 4).
  • Stripe Identity's longest outage on record lasted 19m (Sep 27, 2026); Sumsub's lasted 3d (Mar 2, 2026).

90-day uptime

Stripe Identity

Aug 5, 2026 – Sep 26, 2026: no incidentsSep 27, 2026: 99.35% uptime, 1 incident (Partial outage)Sep 28, 2026 – Nov 2, 2026: no incidents
90 days ago99.992% average daily uptimeToday

Sumsub

Aug 5, 2026 – Aug 30, 2026: no incidentsAug 31, 2026: 100% uptime, 1 incident (Major outage)Sep 1, 2026 – Oct 1, 2026: no incidentsOct 2, 2026: 97.91% uptime, 1 incident (Degraded performance)Oct 3, 2026: 85.00% uptime, 1 incident (Degraded performance)Oct 4, 2026: 85.00% uptime, 1 incident (Degraded performance)Oct 5, 2026: 87.08% uptime, 1 incident (Degraded performance)Oct 6, 2026 – Oct 11, 2026: no incidentsOct 12, 2026: 99.68% uptime, 1 incident (Degraded performance)Oct 13, 2026 – Nov 2, 2026: no incidents
90 days ago99.496% average daily uptimeToday

Recent Stripe Identity incidents

Full Stripe Identity reliability report →

Recent Sumsub incidents

Full Sumsub reliability report →

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