Outage report · Partial outage
Spendesk outage on Nov 3, 2026
Strong Customer Authentication – Customers Unable to Complete Security Checks
What happened
Spendesk reported a partial outage starting Nov 3, 2026, 12:25 UTC, affecting Virtual Cards, Login, Physical Cards, All Payments module, Subscription Cards. The incident is still open on the vendor's status page.
- Spendesk had reported 6 other partial or major outages in the 90 days before it.
- 5 other vendors we track reported a significant incident within 12 hours of it.
Latest update from Spendesk
The affected authentication service is recovering, and customers should now be able to receive SMS codes and complete login attempts, payment approvals, and other sensitive actions. Our technical team is closely monitoring the situation to confirm that the service remains stable. We apologize for the disruption and recommend retrying any action that did not complete.
What our independent monitoring saw
Our checks of Spendesk's public login and customer-facing pages kept responding during this incident, so the problem was most likely inside the product (for example a specific feature, region or integration) rather than a full site outage.
Other outages around the same time
Significant incidents other vendors reported within 12 hours of this one.
Spendesk's overall reliability
Spendesk has a reliability score of 16.7/100, with 96.14% effective uptime and 13 incidents over the last 90 days.
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